We understand that sometimes bad things happen to good people. We are not concerned about your past credit issues. We are more interested in your present and future abilities to make payments.
You take over the seller's actual payment and interest rate in place for a 2 to 4 year period which creates a track record for you to obtain your own financing at the end of the contract term. The owner actually becomes your partner, similar to having a co-signer with excellent credit. Excellent Credit = Excellent Interest Rate and lower payments !
You will need to fill out an application, personal reference sheet, and send a copy of your last phone bill, proof of income AND up front funds , copy of driver's license and as much documentation as possible.
The buyer is responsible for the up front fees which range from 10-20% of the purchase price of the boat, auto, or RV. The only other additional costs are shipping and insurance.
The First Step, please download the application, fill it out completely AND provide documentation.